🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

📍Dublin | 💰salary dependent on experience | Hear from the team ✨

⭐ Our EU team

Monzo Europe is an Irish-based subsidiary of the Monzo Group which will, upon authorisation, be the base for Monzo’s expansion as a bank into the European Union. We are building a new and exciting financial institution focused on providing innovative and customer-centric banking services across the EU.

We are seeking a highly motivated and analytical Risk Reporting and Analytics Manager to join our Enterprise Risk Management team. This role is critical in supporting the digital bank’s risk oversight by delivering high-quality risk reporting, insightful analytics, and decision-support metrics across the risk taxonomy. You will help drive data-led risk intelligence, enhance the effectiveness of the risk framework, and support risk governance at all levels of the organisation. This role reports to the Head of Enterprise Risk Management, Monzo Europe.

🔑 You’ll play a key role by...

• Develop and maintain a suite of regular and ad-hoc risk reports for executive and board level consumption, ensuring accuracy, clarity, and timeliness
• Analyse complex banking data to identify key risk trends, emerging issues, and providing insightful interpretations
• Design and create impactful dashboards, visualisations, and presentations to communicate risk information effectively to diverse audiences
• Support the implementation of risk appetite monitoring and related reporting mechanisms
• Collaborate with data scientists and risk stakeholders to enhance data quality, reporting capabilities, and analytical frameworks
• Prepare data and analysis to support the Head of Enterprise Risk Management in presentations for senior management and board committees
• Contribute to the continuous improvement of risk reporting processes and ensuring regulatory reporting compliance within the EU
• Drive the automation and visualisation of risk reporting
• Support regulatory and internal audit requirements by providing accurate risk data and evidence of effective risk management

🤩 We’d love to hear from you if…

• You have proven experience in data mining, analysis and reporting or risk analytics role, ideally within a regulated industry. Experience in banking is a plus!
• You possess strong analytical skills and are highly comfortable manipulating and interpreting large, complex datasets
• You have excellent data visualisation and presentation skills, capable of creating clear and impactful reports for various audiences
• You are familiar with preparing risk reports across multiple risk types (credit, financial, operational, financial crime, compliance)
• You have experience collaborating with data scientists and a strong understanding of data quality and reporting systems
• You are detail-oriented, possess strong communication skills, and are adept at working independently and collaboratively

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌 What’s in it for you

💰Competitive salary ➕ share options

📍This role can be based in our Dublin office, however, you will be expected to travel to Monzo’s head offices in London from time to time 

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)

📚€1,200 learning budget each year to use on books, training courses and conferences

🏥Private healthcare scheme

💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%

💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling

🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup

🌈 The application journey has 3 key steps

• 30 min call with the Recruiter
• 2 hours of technical and behavioural interviews
• 30 min final chat with our Chief Risk Officer, EU

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to business-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 

#LI-OS1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊