Wise is one the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got 15 million customers across the globe and we’re growing. Fast.

Current banking systems don't let us send, spend or receive money across borders easily. Or quickly. Or cheaply. 

So, we’re building a new one and we’re looking for a talented Senior Backend Engineer to join the mission.

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. 

The team you’ll be working with: Screening team Screening team's goal is making sure that known bad actors are not using Wise with minimal impact on good customers. We do fuzzy matching on customer and transaction data against lists of sanctioned individuals and organisations, politically exposed persons, and adverse media. We also provide tooling for operational agents and work on automating manual work. We are a mature team of engineers, data analysts, and product people based mostly in Tallinn and London. Our operational team is working all over the world: from Kuala Lumpur to Tampa. Our vision is globally compliant screening program that offers frictionless experience for good actor customers.     Our main challenges are:

• staying on top of changing regulatory requirements globally
• performing necessary screening checks without compromising instant speed
• reducing screening impact on customer experience with smarter screening and automation
• ensuring screening engine scalability and security as Wise grows.

What does it take?  

• A strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to provide a safe customer environment
• Great communication skills and the ability to articulate complex, technical concepts to non-technical audience
• Experience working with relational and non-relational databases, query optimisation and designing schemas
• You enjoy writing testable code and believe in Test Driven Development
• You have 7+ years of Java coding knowledge (we use Java 17 and 21) and experience with Spring framework
• You believe in and follow best coding practices, code reviews and open feedback
• Experience with CI/CD pipelines and Distributed and Concurrent Systems
• Hands on knowledge of system integration patterns 

What does success look like?

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute
• You’ll understand how our values can help you guide your work
• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them
• You’ll be raising the automation level to enable scaling of the product
• Understand our customers and the impact our product makes in their lives 
• You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities

What do we offer: 

• Starting salary: 64,000-88,000EUR + RSU
• Company Restricted Stock Units
• Numerous great benefits in our Tallinn office 

Key benefits:

• Flexible working - whether it’s working from home, school plays or life admin we get that flexibility is essential and you’re trusted to do the right thing and be responsible
• Paid sick days, parental leave and other leave opportunities
• 6 weeks of paid sabbatical after 4 years at Wise on top of annual leave
• The empowerment to solve problems your way
• The freedom to have real impact
• Loads of development opportunities 
• A fun work environment with social activities and events
• The opportunity to work with super smart people

Salary (annual)€64.000—€88.000 EUR

We're people without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences.

Every Wiser should feel that they can be themselves at work. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to share their contributions towards mission zero and able to progress in their careers.

Having diverse teams that reflect our diverse customer base helps us build a better product. We can be more creative and empathetic to our customer's needs and life experiences and makes sure we leave no-one behind on our journey to mission-zero.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.