At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. 

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

Oversee the development and maintenance of financial crime compliance technology solutions and data architecture. Facilitate the design, development, implementation and enhancements to the transaction monitoring, sanctions screening and Know Your Customer (KYC) controls. Oversee and improve the development of Ripple’s anti-money laundering / countering the financing of terrorism (AML/CFT) and Sanctions technology products (“tech stack”), including developing a holistic roadmap for the tech stack across products, organizations, and jurisdictions, and maintaining management of the systems. Support the Global Head of AML and sanctions as Ripple’s AML/CFT/Sanctions technology expert, identifying areas for technical innovation, evaluating technologies (products, services, and platforms) and vendors. Work with subject matter experts to determine the impact of regulatory changes and to ensure the Global AML & Sanctions Program remains aligned with regulatory requirements. Collaborate with Engineering teams and stakeholders to define and influence the strategy for our next generation solutions to drive innovation and meet regulatory expectations. Support the development and scaling of new products, ensuring that the Compliance tech stack is correctly designed. Continually assess current and future state of financial crime compliance technology platforms and related policies and procedures. Manage and maintain the program to assess the lineage, quality and the testing of the data used to support the firm’s Global AML and Sanctions program. Represent the Compliance team’s tech stack for regulatory inquiries, support remediation, audit, and any other issues. Telecommuting permitted 50% or more but less than 100% per week within same geographic location as assigned office location.

40 hrs./week, Mon-Fri, 8:30 a.m. - 5:30 p.m. 

MINIMUM REQUIREMENTS: 

Must have a Bachelors Degree in Computer Science, Software Engineering, Information Systems Management or related field plus 8 years of progressive, post-baccalaureate technology related experience in the financial services industry.

Master’s degree in Computer Science, Software Engineering, Information Systems Management or related field plus 6 years of technology-related experience in the financial services industry.

Of the required experience, must have 6 years of experience working with AML and sanctions laws and regulations.

Of the required experience, must have 6 years of experience with at least two of the following (which may be gained concurrently):

• transaction monitoring
• customer and payment screening
• risk scoring models
• KYC
• trading compliance systems
• segmentation of the customer population.

Of the required experience, must have 2 years of experience working with at least one of the following technology platforms in the financial services compliance or financial crime domains (which may be gained concurrently):

• Nice Actimize
• Oracle Mantas
• Pega
• Fircosoft
• Refinitiv Work-Check One
• Salesforce

Of the required experience must have 3 years of experience in at least one of the following areas relating to the financial services compliance or financial crime domains:

• definition and design of business
• functional and technical requirements
• system selection and implementation support
• Software Development Lifecycle (SDLC)
• Quality Assurance and testing (QA)
• program/project management (PMO)

Of the required experience must have 2 years of experience defining and executing AML and sanctions change controls. 

#LI-DNI

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. CA Annual Base Salary Range$203,279—$203,479 USD

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact.  A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• Ripple is Flexible First: in-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which days they come in.
• Weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• Twice a quarter R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees. 

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.   Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.