🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our team about what it's like working at Monzo ✨

📍London, Cardiff or Remote | 💰 £45,000 - £55,000 + Benefits | Hear from the team ✨ 

⭐Our Finance team

Our finance team is growing and we’re looking for a Financial Analyst with a focus on commercial performance to support our investment strategy. 

This will involve detailed financial analysis to support Monzo in making the best use of its financial resources. You’ll collaborate with teams across the bank to support product pricing, investment appraisal, and product monitoring and forecasting.

As part of Monzo’s Financial Risk team you’ll also learn how we protect the Bank from financial stress, and how we manage the risks to our capital resources.   

Decisions around the allocation of capital are central to Monzo achieving its strategy and building enterprise value. As such this is an exciting and broad role for an individual looking to build their experience and influence the direction of a unique business going through significant growth.

You will need to have great financial analysis skills, combined with the ability to support a wide range of stakeholders. 

🔑You’ll play a key role by...

• Provide in-depth analytical support across a wide range of strategic capital planning projects.
• Developing and embedding financial analysis tools to support stakeholders’ investment decisions. 
• Partnering with teams internally to help them make informed business decisions.
• Production of key financial risk management information, supporting stakeholders’ understanding of Monzo’s capital risks, strengths, and opportunities.
• Designing brilliant ways to automate our work and leveraging technology to ensure we scale with the business. 
• Provide insight into monthly impairment numbers working with teams across Monzo to explain the portfolio dynamics.
• Support Monzo’s financial stress testing capabilities, running and helping to enhance and embed financial models.

🤩We’d love to hear from you if you…

• Have financial services experience- either at a bank or a consultancy, audit or regulatory body and want to apply it to a fast growing new bank. An accountancy qualification is desirable, but not required.
• Have a good understanding and experience of working with, and analysing financial service balance sheets.
• Are interested in identifying and using data, performing analysis, and understanding financial impacts on our bank. 
• Have knowledge and experience within finance services (an understanding of IFRS 9 impairment would be a bonus).
• Have a data focused mindset (SQL knowledge would be a bonus).
• Are comfortable translating complex information into simple words for people with diverse backgrounds.
• Are able to work independently, proactively and enjoy a dynamic and changing environment.
• Have experience building strong relationships with stakeholders at all levels within the business.

🙌What’s in it for you

💰£45,000 - £55,000 ➕share options.

📍This role can be based in our London or Cardiff offices, or be distributed working within the UK (with ad hoc meetings in London)

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚£1,000 learning budget each year to use on books, training courses and conferences.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps

Phone call with Recruiter (30 mins)

Video call with Hiring Manager (30 mins)

Technical video call with Hiring manager & Stakeholder  (60 mins)

Behavioural interview (45 mins)

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to  business-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.#L1-MY #LI-REMOTE

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊