🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our team about what it's like working at Monzo ✨

📍 Cardiff or London | 💰 £45,000 - £55,000 + Benefits | Hear from the team ✨

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives because Money never felt like Monzo ❤️⭐ Our Finance team

We're looking for a proactive, enthusiastic and commercially-minded accountant to work on our financial accounting, and help us build a world-class finance function. This role would be well suited to a qualified, or soon to qualify, accountant with an audit background.

We have some really exciting challenges coming up like systems implementation, expanding into the European Union, continuing to grow our customer base, keep growing our lending business and adding to our marketplace. You’ll work on scaling Monzo in a controlled way, while helping us optimise our financial accounting processes with the help of technology. You’ll join the Finance team and report to our Financial Control Manager.

🔑You’ll play a key role by…

• Manage a tight process with our internal Finance team to ensure a swift month-end close process (e.g. taking ownership of our leases, managing accruals schedules, inventory, treasury investments, etc) and group consolidation
• Understand the business and our products to write insightful management commentary
• Work with our engineers and data teams to automate the production elements of this role, allowing you to focus on the parts of the role where your knowledge and skills provide the most value
• Assist with the implementation of our new accounting system to make sure we are taking advantage of all its features to minimise manual elements of reporting
• Learn SQL skills to run reports and propose solutions that make our processes efficient and scalable
• Maintain existing and develop new controls that protect our financial data and our balance sheet substantiation process
• Support our year end process working with external auditors and our Financial Reporting squad
• Review new products, assessing the accounting and implementing them in our banking platform and accounting system
• Work with the business to assess the impact of changes in accounting standards and make proposals on accounting policy matters for new products launched
• Help maintain the integrity of our chart of accounts and financial static data
• Resolve miscellaneous inquiries and support the overall finance team wherever needed - from forecasting and valuations, to bank transfers, transfer pricing and tax policy research

🤩We’d love to hear from you if…

• You’re qualified, or soon to qualify, accountant with an audit background, and ideally have had some experience in financial accounting and control outside of practice
• You have a great eye for detail
• You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls
• You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for investors
• You’re comfortable translating complex information into simple words for people with diverse backgrounds
• You’re interested in using data (SQL skills would be a bonus)
• You thrive in a dynamic and constantly evolving environment
• What we’re doing at Monzo excites you!

🙌What’s in it for you💰£45,000 - £55,000 ➕ share options.📍This role is based in our Cardiff or London office

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚£1,000 learning budget each year to use on books, training courses and conferences.

🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps- Phone call with recruiter (30mins)- Video call with hiring manager (30 mins)- Video interview with hiring manager and stakeholder (45 min)- Behavioural interview finance team (45 min)

Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on business-hiring@monzo.com

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.#LI-NZ1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊