Financial Crime Analyst - KYC / AML

About Owl Payments (A Tripadvisor company)

We believe that we are better together, and at Owl Payments Europe Limited (a company of Tripadvisor) we welcome you for who you are. Our workplace is for everyone, as is our people powered platform. At Owl Payments, we want you to bring your unique identities, abilities, and experiences, so we can collectively revolutionize travel and together find the good out there.

Owl Payments legal team

Full-time, permanent. Location Dublin - In-office. While the role requires physical presence in the office, some flexibility for remote work may be considered on a discretionary basis. 

A newly formed Financial Crime Team is looking for a Financial Crime Analyst to join the team on a full-time, permanent basis. Reporting to the Financial Crime Manager, you will support the execution of all necessary actions to ensure achievement of an effective Financial Crime Compliance program.

Specific responsibilities will include working with all areas of the business to ensure adherence to compliance standards in relation to Know Your Customer & Business (KYC & KYB) onboarding / reviews and the monitoring of transactions for Anti-Money Laundering (AML) / Counter Terrorist Financing (CFT).

Your primary stakeholders will be other members of the Financial Crime team, the Compliance department, People Operations, Finance, and Internal Audit teams. You will also be charged with building effective working relationships with colleagues in a range of different business teams, including looking for ways to continue to enhance the visibility of the Compliance Team.

What you will do

• Accurate and timely completion of KYC/B on-boarding in line with EU regulatory requirements and internal policies
• Validation of KYC documentation for Businesses and Individuals through rigorous internal checks
• AML Transaction monitoring analysis and reporting on findings to management
• Work KYC refresh and other KYB queues
• Completion of Suspicious Transaction Reports (STR's) in a timely manner
• Ensure SLA's are met in line with the company's objectives
• Escalate issues to the Financial Crime Manager and action accordingly
• Participate in weekly team meetings and assist in training needs within the team
• Continually identify process improvements from a analyst and customer's perspective and make recommendations to management

Skills and Experience:

• Strong knowledge of fintech compliance, AML/CTF regulations within Ireland with an emphasis in the EU/UK market
• 2+ years of experience in investigative roles within compliance, financial crimes, AML, risk or fraud
• Previous experience in an EU regulated firm
• Previous experience in a Payment Institution and/or an E Money firm.
• Previous experience in an AML/Fraud/Compliance/Transaction processing role
• Transaction monitoring and STR/SAR's experience a distinct advantage
• Experience in submitting STR's to GoAML and MLRO
• Strong analytical and problem-solving skills with exceptional attention to detail
• Excellent communication and interpersonal skills with the ability to effectively work to tight timeframes
• Proficient in the use of MS Office (experience with financial/banking systems a distinct advantage)
• Ability to work independently as well as part of a team
• Strong organisational skills and multi-tasking abilities Ability to work independently as well as part of a team
• Strong organisational skills and multi-tasking abilities

Skills and Experience Preferred:

• Knowledge/ experience in the payments / fintech industry
• Previous experience working in an intelligence function
• ACOI/Compliance Institute, ICA or similar certification

This position is designated as a controlled function by the Central Bank of Ireland and is subject to the Fitness and Probity Standards.

Job Location: On-site

This role is an on-site position in our Dublin office.

What We Offer 

• Flexible activity-based working fostered collaboration and productivity
• Inclusive global travelers community welcoming diverse perspectives
• Competitive salary package including performance bonuses
• Development programs, managerial courses, and learning series
• Health insurance covers medical, dental, and vision for families (varies by country)
• Lifestyle Reimbursement Benefit for personal travel, and physical, mental, and financial wellness
• Several paid time off programs, including time to bond with new children and care for family members. Paid public holidays, and year-end office shutdown
• Employee assistance program for short-term counseling and free Calm app subscription

We strive to create an accessible and inclusive experience for all candidates. If you need a reasonable accommodation during the application or the recruiting process, please make sure to reach out to your individual recruiter or our team at AccessibleRecruiting@tripadvisor.com.

If you have any additional questions about careers at Tripadvisor you can email us at recruitment@tripadvisor.com. We have all the answers!

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