🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our team about what it's like working at Monzo ✨

📍London | 💰 £80,000-98,000 ➕ plus stock options + Benefits | Hear from the team ✨ 

About Monzo: 

We’re here to make money work for everyone and we're doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.

We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.

About the FinCrime Team:

As a bank, Monzo is an appealing target for criminals who try to launder illegally gained funds through our accounts or fraudulently convince our customers to give them their money.   Our team works to prevent, identify, and fix instances of fraud and crime.  These capabilities are critical to Monzo’s business because they ensure legal compliance, improve customer experience, and enable us to grow safely.  

What you’ll be working on:

• Development of new models and approaches to identify and stop crime from happening on the platform. 
• Accountability for reducing the amount of financial crime on Monzo.  This is a board-level metric that is key to the success of our business.
• Collaboration across the company (ranging from Business Banking to Operations) to enable new business opportunities without creating additional Financial Crime risks.  
• Establishing a strategic outlook on the FinCrime landscape and an innovative roadmap to develop industry leading solutions. 

Your day-to-day work will be constantly evolving and might include the following:

• Working to develop and launch new ML models to detect suspicious accounts or transactions
• Collaborating with Data or Risk teams to understand emerging attack vectors
• Engaging cross functional stakeholders across the business to understand how we can enable safe growth.

You should apply if:

• You want to apply product skills to solve a meaningful business problem that involves technical and social challenges. 
• You have experience in a scale-up environment where things move quickly and you can balance commercial and technical skills.  
• Experience with adversarial, fast paced problem spaces is a plus.  For example, experience with content moderation or advertising fraud might prepare you well for this type of work. 

The interview process:

Our interview process involves 4 main stages: 

• Recruiter Call 
• Initial Call with Hiring Manager 
• Final Loop, consisting of x3 hour long interviews to assess Project Walkthrough, Case Study and Leadership.

Our average process takes around 5-6 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you 

do have any specific questions ahead of this please contact us on tech-hiring@monzo.com

What’s in it for you:

💰 £80,000-98,000 ➕ plus stock options & benefits 

✈️ We can help you relocate to the UK

✅ We can sponsor visas

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

📚 Learning budget of £1,000 a year for books, training courses and conferences

➕ And much more, see our full list of benefits here

If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.

Equal Opportunity Statement

We are actively creating an equitable environment for every Monzonaut to thrive.

Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2022 Diversity and Inclusion Report and 2022 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

#LI-OD1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊