Airbnb was born in 2007 when two hosts welcomed three guests to their San Francisco home, and has since grown to over 5 million hosts who have welcomed over 2 billion guest arrivals in almost every country across the globe. Every day, hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way.

The Difference You Will Make:

We are seeking a highly skilled and motivated AML Governance Manager to join our team. The AML Governance Manager will be responsible for ensuring the effective governance of AML programs and ensuring compliance with regulatory requirements. This role oversees the implementation and maintenance of AML frameworks to manage AML risks, support compliance efforts, and ensure that the organization operates within the applicable legal and regulatory standards.

A Typical Day: 

• AML Governance and Oversight
• Develop, implement and maintain AML governance frameworks and policies aligned with regulatory requirements and industry best practice.
• Support senior management in AML compliance decision-making, providing data driven insights and recommendations.
• Coordinate and oversee AML compliance committees, including agenda setting, documentation and action taking.
• Ensure proper documentation, reporting, and escalation of AML compliance risks to senior leadership.
• Regulatory Compliance and Risk Assessment
• Monitor regulatory developments related to AML compliance and assess their impact on the organization.
• Support the execution of enterprise-wide AML risk assessment, identifying key risk areas and recommending mitigation strategies.
• Ensure timely and accurate reporting of AML compliance metrics and key risk indicators to senior management.
• Support the execution of 3rd party partner compliance due diligence requests and other compliance partnerships requirements.
• Stakeholder Management and Training
• Collaborate with cross functional teams, including legal, risk, internal audit and business units, to strengthen AML compliance governance.
• Provide guidance and advisory support on AML governance matters to senior leadership and business lines.
• Audit and Regulatory Examinations Support
• Serve as a key point of contact for internal and external audits, as well as regulatory examinations related to AML compliance governance.
• Ensure timely and effective remediation of AML governance-related audit findings and regulatory recommendations.
• Maintain clear documentation and evidence of governance controls, policies and oversight activities.
• Evaluation of new Products or service offerings for compliance risk and controls and provide guidance to business and Product teams on the basis regulatory compliance and applicable risk management frameworks.
• Anticipate internal and or external business challenges and regulatory issues; recommend processes, product or service improvements
• Provide authoritative advice in the areas of risk and compliance, helping to structure management decisions in areas of important business impact

Your Expertise:

• Education and Certifications
• Bachelor’s degree in Business, Finance, Law or related field.
• Relevant certifications such as CAMS (Certified Anti Money Laundering Specialist)
• Experience
• 9+ years of experience in AML compliance, governance, risk management, or related financial services.
• Strong understanding of AML regulations (e.g. BSA/AML, USA PATRIOT Act, FCA, CSSF, FinCEN, OFAC, and other global regulatory frameworks)
• Experience working with governance structures, compliance reporting, and senior leadership teams.
• Familiarity with AML compliance technology, monitoring systems, and data analytics tools.
• Skills and Competencies
• Strong Analytical and problem solving skills with the ability to assess risks and recommend solutions.
• Excellent communication and stakeholder management skills, with the ability to present complex information to senior management.
• Detail oriented with strong organizational and documentation skills.
• Ability to solve unique, complex and often ambiguous problems with broad impact on the business
• Conceptual and innovative thinking to develop and implement solutions
• Ability to work independently and collaboratively in a fast paced regulatory environment.
• Lead programs with notable risk and complexity; ability to develop strategies for program execution.

Your Location:

This position is US - Remote Eligible. The role may include occasional work at an Airbnb office or attendance at offsites, as agreed to with your manager. While the position is Remote Eligible, you must live in a state where Airbnb Payments, Inc. (a subsidiary of Airbnb, Inc.) is a registered entity. Approved remote states include: Alabama, California, Florida, Georgia, Illinois, Minnesota, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Texas, and Washington. This list is continuously evolving, so please check back with us if the state you live in is excluded. If your position is employed by another Airbnb entity, your recruiter will inform you what states you are eligible to work from.

Our Commitment To Inclusion & Belonging:

Airbnb is committed to working with the broadest talent pool possible. We believe diverse ideas foster innovation and engagement, and allow us to attract creatively-led people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply.

We strive to also provide a disability inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation in order to submit an application, please contact us at: reasonableaccommodations@airbnb.com. Please include your full name, the role you’re applying for and the accommodation necessary to assist you with the recruiting process. 

We ask that you only reach out to us if you are a candidate whose disability prevents you from being able to complete our online application.

How We'll Take Care of You:

Our job titles may span more than one career level. The actual base pay is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role may also be eligible for bonus, equity, benefits, and Employee Travel Credits.