Airbnb was born in 2007 when two Hosts welcomed three guests to their San Francisco home, and has since grown to over 4 million Hosts who have welcomed more than 1 billion guest arrivals in almost every country across the globe. Every day, Hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way.

The Community You Will Join: 

In order to build the world's most loved travel company, we need the world's most interesting and talented people. Are you one of them? If so, we want to talk to you!

As part of a small, passionate, and accomplished team, you will help shape the company’s strategy on corporate risk management and risk transfer via insurance. You will manage and evolve the corporate risk policy in a variety of areas.

The Difference You Will Make:

 As the Senior Principal, Corporate Risk for a pioneer in the P2P (peer-to-peer) industry, you’ll specialize in designing and enhancing policies for tracking, managing, and retiring risks across a variety of programs. You will do this by identifying, measuring, and mitigating risk in the organization, developing impactful strategies, and implementing risk solutions to optimize business operations. In addition to interacting with brokers, Third Party Administrators (TPAs), insurance carriers and other vendors, you will also work with key suppliers, internal stakeholders, and external partners as needed.

A Typical Day: 

• Manage and find opportunities to improve the corporate risk management process for Airbnb, including analyses of all expected and potential financial impacts
• Develop, recommend, and aid in implementing risk finance strategy with an aim to reduce overall cost of risk and volatility
• Be a thought leader in ways the company can optimize the operations of its insurance captive by identifying appropriate risks to transfer, determining optimal levels of reinsurance and maintaining appropriate controls around all activities
• In partnership with the Director of Insurance Operations (AirCover), work with brokers and insurance underwriters to negotiate favorable insurance terms and secure the broadest coverage
• Oversee and manage the risk financing and risk transfer program for all lines of risk including but not limited to: Property & Casualty, Financial Lines, Professional Liability, and Cyber
• Coordinate and maintain strong relationships with key external partners including insurance brokers, insurance carriers, TPAs, and other vendors. Set clear targets and objectives, and establish service KPIs with all insurance partners
• Stay updated on emerging risks and trends in the insurance industry and make recommendations for adjustments to the risk management strategy accordingly
• Design, implement and oversee management of alternative insurance programs as needed, including placement of surety bonds
• Conduct periodic claims reviews, develop claim metrics, analyze large claims and settlement values, work closely with loss adjuster, insurers and legal team on claim strategy, and monitor all subrogation and recoveries
• Act as an expert business partner to cross functional partners, supporting the business requirements related to contract review and negotiation, evidence of coverage, claims handling and evolving risks
• Oversee and manage corporate insurance budget and payables, ensuring transparency with key stakeholders and timely, accurate handling of all financial transactions related to the corporate insurance portfolio

Your Expertise:

• Bachelor's degree in risk management, insurance or finance required, MBA preferred
• 10+ years risk experience in a publicly traded corporation, an insurance company, or in a consulting role focused on risk management, ideally working within the technology or digital economy industry
• Possess a track record of success in creatively leveraging captive insurance programs to optimize financial outcomes
• Experience with second party and third party audits, claims processing and a comprehensive understanding of underwriting cyber, financial and property & casualty coverages
• Can adapt well to change, ability to develop relationships and influence outcomes, and have a strategic views
• Proven ability to work collaboratively with cross-functional teams
• Detail-oriented and have the ability to be a “hands on” manager of multiple projects simultaneously
• Strong negotiation and communication skills
• Role model of Airbnb Core Values

Your Location:

This position is US - Remote Eligible. The role may include occasional work at an Airbnb office or attendance at offsites, as agreed to with your manager. While the position is Remote Eligible, you must live in a state where Airbnb, Inc. has a registered entity. Click here for the up-to-date list of excluded states. This list is continuously evolving, so please check back with us if the state you live in is on the exclusion list. If your position is employed by another Airbnb entity, your recruiter will inform you what states you are eligible to work from.

Our Commitment To Inclusion & Belonging:

Airbnb is committed to working with the broadest talent pool possible. We believe diverse ideas foster innovation and engagement, and allow us to attract creatively-led people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply.

We strive to also provide a disability inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation in order to submit an application, please contact us at: reasonableaccommodations@airbnb.com. Please include your full name, the role you’re applying for and the accommodation necessary to assist you with the recruiting process. 

We ask that you only reach out to us if you are a candidate whose disability prevents you from being able to complete our online application.

How We'll Take Care of You:

Our job titles may span more than one career level. The actual base pay is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role may also be eligible for bonus, equity, benefits, and Employee Travel Credits.