Financial Crime Analyst 

Edinburgh, United Kingdom 

Are you curious, excited by experimentation and always looking for a better way of doing things? 

Do you want to keep learning and developing whilst getting hands-on, payment-building experience? 

If so, we would love to hear from you! 

We are a young company growing fast. Our vision is to be the embedded payments leader, enabling any software platform to become a payments business. We deliver a complete digital payments service which our customers embed in their software via our API-first platform.  

 About the Role 

 The first line Risk & Compliance function executes processes to mitigate financial crime risks to Modulr relating to Money Laundering/Terrorist Financing, Fraud, Sanctions, Anti-bribery & Corruption.  This role is focussed on the ongoing transaction monitoring of existing clients to ensure financial crime risks are mitigated, and suspicious activity is investigated/reported in line with Modulr’s regulatory obligations. 

 As we are a small team, this is a hands-on role; you will need to be comfortable handling complex cases and using your own initiative to solve problems and drive continuous improvements in the team’s processes. 

 The key tasks of your role will include: 

• Investigating transaction monitoring alerts generated from our diverse customer base. 
• Reporting suspicious activity internally to the MLRO as well as externally to the National Crime Agency (NCA). 
• Supporting financial crime prevention across the wider business and Modulr partnerships through the review of Internal SARs. 
• Analysis and insight into current trends, themes, and overall control effectiveness 
• Stakeholder Engagement (Internal and External) 

 About You: To join us as a Financial Crime Analyst, you’ll need:  

• You are passionate about protecting the business, whilst also supporting rapid growth. 
• You love rolling up your sleeves and doing whatever is required to achieve the goals of the compliance team and wider business. 
• You are excited about the prospect of supporting the lead analyst in improving and evolving existing compliance processes to ensure the compliance programme continues to be aligned to the business’s growth plans. 
• You are structured and organised and able to handle the competing pressures of compliance tasks and investigations from several different workstreams. 
• You are comfortable working in an early-stage business, where time is critical, and things change frequently. 
• You are analytical and inquisitive by nature. 

• You can structure investigations in a clear and concise manner. 
• You have an inquisitive mind and proactive approach to problem solving and issue resolution. 
• You enjoy self-leading and working independently when required in a fast-paced, constantly changing environment. 
• You enjoy sharing your knowledge and sharing your ideas about how we can improve. 
• You have a strong interest in FinTech and financial crime prevention within this sector. 

  Skills and experience we are interested in:  

• Strong awareness of current Money Laundering Modus Operandi and ability to identify these through transactional analysis. 
• Experience working as part of a Transaction Monitoring Unit within financial services. 
• Experience of completing as well and peer reviewing Suspicious Activity Reports (SAR’s) Awareness of the regulatory landscape Modulr operates within. 
• Use of industry guidance material from FATF/JMLSG 
• ICA qualifications (or equivalent) 
• Intermediate Excel skills.  

  Align to our values... 

We believe in The Modulr Way. Our Modulites work to: 

• Build the extraordinary: Ambition and commitment 
• Own the opportunity: Ownership and accountability 
• Move at pace: Performance and quality 
• Achieve it together: Honesty and respect 

We look to build great things, collaboratively and collectively, and every Modulite is empowered to drive their own contribution. 

  Modulr benefits 

• Share incentive, choose how you invest into our share scheme 
• Company Bonus, the more successful we are together, the more company bonus we offer 
• Flexible benefits, from a variety of benefits choose which suit your lifestyle and needs 
• 34 days holiday, choose which days you take off to relax or spend time with loved ones 
• Birthday and well-being days off, because we care about you 
• Learning Opportunities, enhance your career through our learning channels and platforms 
• Modulr hands-on, join your colleagues for our company wide events 

Life at Modulr 

You’ll be part of a cross disciplinary team(s), some might be in Edinburgh, London, Dublin or Amsterdam. We are a challenging organisation but rewarding. We want you to push yourself and for us to support you in your future as we scale up and grow, we want you to be with us along the journey if you believe in it. Our culture and values are putting you first. 

 ModInclusion 

We believe that by seeing Modulr, and the world, from all sorts of angles, we can make life better for all.​ We want you to know that the things that make you, you — like your identity, age, ability, and background — are things that we will always celebrate and support with open arms. 

By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role.  This means that we may use your personal data to contact you to discuss your CV or arrange an interview, or transfer your CV to the hiring manager(s) of the role you have applied for.  You can ask us at any time to remove your CV from our database by emailing peopleops@modulrfinance.com – but please note that this means we will no longer consider you for the role you have applied for.