🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

📍Dublin, Ireland  | 💰 €88,000 - €107,000, share options ➕ benefits | Hear from the team ✨

⭐Our Finance team

Our Finance team is growing and we are looking for a Senior Finance Business Partner to join the European finance team covering our Personal and Business Banking commercial businesses. You will work in a team that manages the P&L and Balance Sheet to deliver the financial plan, helps the business to make strategic financial decisions, challenges to improve performance, and owns the end-to-end financials and financial controls for your business area. The role covers all aspects of financial performance and planning. 

The right candidate will enjoy supporting and challenging the business across new initiatives, love to build business cases, present and debate investment choices and be comfortable with both digging into data to deliver insights and thinking about broader strategic choices.

🔑You’ll play a key role by...

• Being the single point of contact between the business and finance
• Taking end to end ownership of the P&L, balance sheet, funding and capital for that business area, working with all parts of the Finance Collective to be the single face of Finance to the business
• Building trusted relationships with the business leadership team
• Driving and optimising commercial performance through deep engagement in product / customer strategy, pricing, scenario analysis and performance analytical insights
• Holding the business leadership to account for delivery of forecast performance and helping them to course correct as well as anticipate future risks and opportunities
• Leading on the preparation of bottom-up forecasts, both short and long range, supporting the planning and stress testing cycle 
• Working with Treasury to inform customer behavioural analysis and with Financial Control on specific accounting judgement determination
• Being responsible for product level pricing model framework and ensuring pricing is in line with finance performance hurdles
• Understanding and explaining actual performance analysing variances to plan and creating an appropriate narrative
• Understanding and supporting the development of the IFRS9 modelling for Europe lending, working closely with UK colleagues to ensure alignment
• Contributing to the overall Monzo equity story
• Supporting the build of highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses
• Leading business partnering for specific area and help represent the company’s commercial dynamics to the wider team

🤩 We’d love to hear from you if…

• Have demonstrable experience in financial business partnering 
• Are qualified with a relevant professional qualification
• Hold strong financial modelling (advanced Excel/Google Sheets) experience
• Have great analytical & problem solving skills, with the ability to identify trends, issues and recommend actions 
• Understand and have experience in balance sheet management, capital, funding and liquidity requirements for planning and reporting
• Hold good interpersonal & influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams
• Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements
• Have experience building strong, trusted relationships with stakeholders at all levels
• Have experience building business cases, presenting and debating investment choices
• Demonstrate ability to work on your own initiative, be inquisitive to how things work and continuously look to improve processes, data and insights. Be hands-on and enjoy supporting colleagues, projects or tasks both big or small
• Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies
• Can demonstrably use data analysis and be experienced using forecasting tools

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌What’s in it for you

💰 €88,000 - €107,000➕share options.

📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)

📚€1,200 learning budget each year to use on books, training courses and conferences.

🏥Private healthcare scheme

💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%

💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling

🌈 The application journey has 3 key steps

• Video Call with Recruiter (30 minutes)
• Video Call with Hiring Manager (30 minutes)
• A round of Technical and Behavioural Interviews (60 minutes and 45 minutes)
• A final Leadership Principles call (30 mins)

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to businesshiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

#LI-CA1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊